Homeowners & Renters
What We DO
Homeowner’s covers losses and damages such as fire or burglary to an individual’s house and to assets in the home. It also provides liability coverage against accidents in the home or on the property.
A dwelling fire policy offers narrower coverage as compared to a standard homeowners policy. This type of policy is designed as a solution for landlord, vacant, seasonal, primary and vacation homes.
It is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Flood Insurance protects the structure and contents of their property. Federal law requires some locations that typically flood to have flood insurance, which isn't covered by most homeowner's policies.
Reimburses you for the personal items in your home that may be damaged or destroyed by a covered cause of loss, which could include your furniture, clothes, sporting goods and electronics.
Helps protect your assets and cover your defense costs in the event of a lawsuit because you or your family members are responsible for causing injuries or damage to other people or their property.
Condo insurance provides coverage for the interior walls, fixtures and personal property inside a condominium; the common areas-such as the roof, hallways and elevator fall under the jurisdiction of your condo association and must be covered under the association’s master insurance policy.
When disaster strikes, it doesn’t care if you rent or own your home. Renters face the same risks as homeowners. Your landlord or condo association may have insurance, but it only protects the building structure, not your personal items.
Delivering custom made insurance services
Inclan Insurance Services are representatives of over 100 well-respected insurance companies. The Inclan team uses their knowledge of these insurance products to create custom made insurance solutions for homeowners and renters in caliifornia alike often combining a number of insurance products to ensure their customers have the complete protection they need. It’s Inclan’s ability to match the right insurance product to their customers needs to deliver the most effective solution that has allowed them to build a sterling reputation.
Why you need homeowners insurance?
Homeowners and renters insurance provides financial protection in the event that your home or its contents are damaged. It will provide protection in the event you or a family member are held legally responsible (liable) for the injuries to others or damage to their property. *Required by most mortgage lenders.
Our guarantee to our customers
In an uncertain world, you need the certainty that comes with having the right team of insurance experts working with you to protect your home and belongings. We offer our clients the personalized attention along with a high level of expertise, client-centric support, and experience. We have the infrastructure and personnel that allows us to work with our customers to design complete insurance solutions that give our customers peace of mind.