Varieties of available insurance policies are limitless. But here are a few popular options for your consideration:
This type of policy offers narrow coverage compared to other standard homeowners’ policies. These are designed to solve fire-related problems for landlords in occupied or vacant, seasonal vacation and primary residences.
Condominium insurance covers interior walls, fixtures and personal property inside condominiums. Common areas — such as the roof, hallways and elevators, typically fall under the jurisdiction of condo association policies, since many assume responsibility by the association’s master insurance policy.
This is a smart option to protect you from financial losses relative to theft, water backup damage, some natural disasters and more. Are renting an apartment? Are you leasing a home? Or are you paying for housing in a college dorm in California?
Renters’ insurance may help you replace items your landlord’s policy fails to cover.